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Watercraft & Boat Insurance


Watercraft & Boat Insurance Information

Boat Insurance in Georgia


If you own a boat, you need boat insurance to protect you and your vessel following accidents and other hazards. Carter Thompson, Inc. helps residents of Douglas, Georgia, and the surrounding area get boat insurance that is a good fit for their needs. To learn more, call 912-384-7171 or get a boat insurance quote today. 

What Coverages Does Boat Insurance Offer? 


Though all policies vary, boat insurance typically offers a variety of coverage, such as: 

  • Collision

  • Comprehensive

  • Bodily injury liability

  • Property damage liability

  • Uninsured motorist (UM)

  • Medical payments


Other available coverage may include guest passenger liability, personal effects, pollution liability, fishing equipment and wreck removal. To learn more about how different types of coverage work, ask one of our agents. 

How Much Boat Insurance Do I Need? 

Various factors, such as the value of your vessel, may influence the types and amounts of coverage you need in your boat insurance policy. Some boat owners are also required to carry policies containing at least a minimum amount of coverage. Talk to an agent to learn more about the factors that influence your coverage needs. 

What Does Boat Insurance Cost? 

Insurers typically weigh several factors when setting boat insurance prices, which is why premiums can vary. Factors that may influence your rates include the value of your vessel and the limits contained in your policy. For more information on how your policy is priced, speak to one of our agents. 

Contact Us for Boat Insurance 


Carter Thomas, Inc. helps Georgia boaters get boat insurance that is a good fit for their needs. To learn more, call 912-384-7171 or get a boat insurance quote today. 

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