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Home > Blog > What Does Equine Insurance Cover?
WEDNESDAY, FEBRUARY 9, 2022

What Does Equine Insurance Cover?

If you own horses and they play a role in your business operations, getting equine insurance might be something to consider. Unforeseen incidents can occur at any given time, such as property damage or injuries. Having an equine insurance policy can help reduce the fear of covering out-of-pocket costs related to such instances, reducing the negative impact on you and your property or farm. 

What Is Equine Insurance? 


Equine insurance is, quite simply, insurance for your horses. If your horse causes damage or injury to someone or something else, equine insurance can step in and assist you in covering some related expenses. Additionally, if your horse gets ill or passes away, your equine insurance can help assist you in covering related expenses. As previously stated, getting equine insurance is vital to acquire if you rely on horses for your business operations. 

What Does Equine Insurance Cover? 

Equine insurance coverage can differ from owner to owner. However, some of the most common coverage options for equine insurance might include the following: 

  • Full mortality 

  • Major medical 

  • Surgery 

  • Loss-of-use 

  • Colic 

  • Personal liability 

  • Business liability 

  • Property 


While the above benefits are typical among most equine insurance policies, they might vary depending on various factors. Be sure to reach out to one of our agents today to learn more about potential benefits to include in your equine coverage. 

How Much Does Equine Insurance Cost? 

Coverage costs tend to vary among horse owners, but some of the aspects that might determine the price of your policy include: 

  • Horse breed 

  • Horse age 

  • Horse discipline 

  • Horse value 


When you consider the cost of equine surgeries and potential lawsuits from horse-related injuries, equine insurance is worth the investment. 

How Do I Get Equine Insurance? 

The determined and experienced agents of Carter Thompson, Inc. are here to assist you. If you are a horse owner in Douglas, Georgia, we can help you learn more about equine insurance coverage so that you can make the best decision on a policy for you and your steeds. It’s important to know what you’re getting yourself into when acquiring equine insurance, so don’t hesitate to reach out. 

Reach out to one of our agents today at 912-384-7171 to learn more about your potential coverage options. We look forward to your call. 
 
Posted 10:03 AM

Tags: equine, business, farm, agribusiness
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